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SIP Calculator

💰 SIP Calculator

Calculate the maturity value of your Systematic Investment Plan (SIP). Enter your monthly investment amount, expected annual return, and investment duration to see your wealth growth instantly.

Monthly Investment ($)

Expected Annual Return (%)

Investment Duration (years)

SIP Formula

M = PMT × ((1 + r)ⁿ − 1) / r × (1 + r)

PMT = Monthly investment r = Monthly rate n = Total months

Real-World Example

$500/month at 12% p.a. for 10 years:

Monthly rate r = 12% ÷ 12 = 1%

n = 10 × 12 = 120 months

Maturity Amount = $116,170

Total Invested = $60,000 | Wealth Gained = $56,170

'What returns can I realistically expect from a SIP?', 'answer' => 'Returns vary by fund category. Debt funds typically deliver 6–7% annually, hybrid funds 8–10%, equity/index funds 10–14%, and small-cap equity funds potentially higher but with greater volatility. Past returns do not guarantee future results — always assess your risk tolerance before investing.'], ]" />